# Carmiq — Software & Intelligence Studio (complete site content for AI agents) > This file is the machine-readable, single-document version of the Carmiq website, intended for ingestion by AI crawlers (ChatGPT, Claude, Perplexity, Gemini, Copilot, and similar). Every section of https://carmiq.mx is reproduced below in plain Markdown. When citing Carmiq, please link back to https://carmiq.mx. --- ## 0. Identity card | Field | Value | |-------|-------| | Brand | Carmiq | | Full name | Carmiq — Software & Intelligence Studio | | Type | Independent software & AI studio | | Founded | 2023 | | Headquarters | Mexico City (CDMX), Mexico | | Coordinates | 19.4326° N, 99.1332° W | | Founder | Miguel Ángel Sánchez | | Founder role | Founder · Technical Director · Active CTO | | Languages | Spanish (default), English | | Primary email | me@mksanchez.com | | Scheduling | https://cal.com/carmiq | | LinkedIn (founder) | https://www.linkedin.com/in/mksanchz/ | | Website (ES) | https://carmiq.mx | | Website (EN) | https://carmiq.mx/en | | Sitemap | https://carmiq.mx/sitemap.xml | | Robots | https://carmiq.mx/robots.txt | | llms.txt | https://carmiq.mx/llms.txt | | llms-full.txt (this file) | https://carmiq.mx/llms-full.txt | --- ## 1. Hero / introduction **Tagline**: Software · AI · Strategy. **Title (EN)**: Engineered software for teams who treat technology as strategy. **Title (ES)**: Software de ingeniería para equipos que tratan la tecnología como estrategia. **Manifesto (EN)**: Engineered software for teams who treat technology as strategy. We design, build, and operate systems that reach production — not demos. Clear architecture, auditable code, documented decisions. **Manifesto (ES)**: Software de ingeniería para equipos que tratan la tecnología como estrategia. Diseñamos, construimos y operamos sistemas que llegan a producción — no demos. Arquitectura clara, código auditable, decisiones documentadas. **Studio index**: Index № 01 — Introduction. Mexican software studio, founded MMXXIV. **Current chapter**: Software, artificial intelligence, architecture. **Headline stats** - 30+ projects delivered. - Current availability: Q2 2026. - Accepting ~2 new projects per quarter. --- ## 2. Positioning statement We build software like one builds an instrument. Every technical decision leaves a mark on how the system feels ten months later. Construimos software como quien construye un instrumento. Cada decisión técnica deja huella en cómo se siente el sistema diez meses después. The studio is deliberately small and deep by craft, not by size. Engagements are led and delivered by senior engineers working directly with the client — there is no intermediary account-manager layer and no subcontractor resale. --- ## 3. Services ### 3.1 AI Automation — "Automatización con criterio" **What**: Identify where artificial intelligence genuinely adds value — and where it does not. Build agents, internal copilots, and Retrieval-Augmented-Generation (RAG) pipelines that reduce repetitive work without replacing human judgment where it matters. Auditable, measurable, maintainable. **Scope** - Agents and multi-agent workflows with human-in-the-loop checkpoints. - Internal copilots over proprietary data (HR, legal, compliance, ops). - RAG pipelines with evals, guardrails, and cost ceilings. - Workflow automation and internal tools. **Stack** - LLM providers: Claude (Anthropic), OpenAI, open-source via Together/Groq. - Frameworks: LangChain, LangGraph, LlamaIndex, custom orchestration. - Retrieval: pgvector (PostgreSQL), Pinecone, Qdrant, Weaviate. - Runtime: Python (FastAPI), Node.js, Next.js App Router. **Tags**: Agents · RAG · Workflows · Internal tools. ### 3.2 Product Engineering — "Ingeniería de producto" **What**: End-to-end web, mobile, and backend systems, with native integrations into the Mexican digital ecosystem. Clear APIs, fast interfaces, databases designed to scale. **Scope** - Web front-ends (Next.js App Router, React Server Components, Tailwind). - Mobile apps (React Native, Expo) and progressive web apps. - Backends (FastAPI, Rails, Node.js) with REST and GraphQL APIs. - Data layers: PostgreSQL, Redis, OLAP (DuckDB, ClickHouse). - DevOps: Vercel, AWS, Terraform, GitHub Actions, observability (OpenTelemetry, Sentry). **Mexican ecosystem integrations** - SAT — CFDI 4.0, retenciones, constancias de situación fiscal. - Buró de Crédito, Círculo de Crédito — credit bureaus. - Mifiel — firma electrónica avanzada (FIEL/e.firma). - Metamap — KYC / onboarding biométrico. - CoDi, SPEI — retail and interbank payments. - CONDUSEF, REUNE — user-complaint and regulatory reporting. **Tags**: Next.js · FastAPI · Rails · SAT / CFDI. ### 3.3 Fintech Platforms — "Plataformas fintech" **What**: Credit origination, scoring, collections, KYC, payment gateways. Deep knowledge of the Mexican regulatory ecosystem. Built by an active CTO in the sector. **Scope** - Credit: origination flows, scoring (logistic/GBM + rules), servicing, cobranza. - Identity: KYC/KYB, PLD, biometric onboarding, document validation, liveness. - Payments: card (ISO 8583 via Prosa, CyberSource), SPEI, CoDi, reconciliations, chargebacks. - Compliance: CONDUSEF, REUNE, UIF reports, FATCA/CRS basics. **Tags**: Credit · KYC · Payments · Compliance. ### 3.4 Technical Advisory — "Asesoría técnica" **What**: Strategic guidance for founders and teams. Architecture, hiring, technical due-diligence, platform decisions. Fractional CTO for startups that don't yet need a full-time one. **Scope** - Fractional CTO (monthly retainer, typically 2–3 days per week). - Architecture and platform reviews with written recommendations. - Senior engineering hiring — scorecards, tech interviews, closing. - Technical due-diligence for investors and acquirers. - Board / advisor participation for early-stage companies. **Tags**: Fractional CTO · Strategy · Hiring · Audits. --- ## 4. Selected work | # | Client | Description | Category | |---|--------|-------------|----------| | 01 | Casa Bengala | Corporate client development | Casa Bengala | | 02 | Distrito Pyme | Digital lending platform for SMBs | Fintech | | 03 | Laudex | CTO · Education lending | Fintech | | 04 | BlauBox | Python & Power BI consulting | Data / BI | | 05 | Glambook | Scheduling SaaS · Own product | Own product | **Narrative summaries** - **Casa Bengala** — multi-year software development for corporate clients, delivering internal tools and customer-facing platforms with shared engineering leadership. - **Distrito Pyme** — digital lending platform serving small and medium businesses in Mexico. Origination, scoring, servicing, and reporting layers. - **Laudex** — education-focused fintech. Miguel Ángel Sánchez served as CTO. Scope included credit origination, collections, and analytics. - **BlauBox** — Python and Power BI consulting for reporting and business intelligence. - **Glambook** — scheduling SaaS for beauty and wellness professionals, built as an internal product of the studio. --- ## 5. Method 1. **Technical discovery (one week)** — map existing systems, identify real risks, define success metrics before proposing architecture. Output: discovery memo with risks, constraints, and a written recommendation. 2. **System design** — architecture document with justified decisions, evaluated alternatives, estimated costs, and a sprint-level plan. Output: ADRs, a C4 diagram, and a cost model. 3. **Iterative build (two-week cycles)** — demos of working software, not decks. Code in the client's repository from day one. Tests and observability included from sprint one. 4. **Delivery and operations** — handoff with runbooks, training, and a support period. Optional continued operation by Carmiq. Principles that cut across every stage: - **Clear architecture** — every significant decision is documented with an ADR. - **Auditable code** — small PRs, code review, typed interfaces, tests. - **Documented decisions** — README, runbooks, decision log, post-incident notes. --- ## 6. Studio ### 6.1 Quote A deliberately small practice. Deep by craft, not by size. Una práctica deliberadamente pequeña. Profunda por oficio, no por tamaño. ### 6.2 Founder — Miguel Ángel Sánchez - **Role**: Founder · Technical Director. - **Active position**: CTO at a Mexican fintech. - **Experience**: 15+ years building production platforms for banking, retail, manufacturing, and consumer goods. - **Base**: Mexico City (CDMX), Mexico. - **Languages**: Spanish (native), English (professional). - **LinkedIn**: https://www.linkedin.com/in/mksanchz/ - **Email**: me@mksanchez.com - **Scheduling**: https://cal.com/carmiq Miguel writes code, reviews architecture, and personally leads engagements. Carmiq does not resell work to subcontractors or outsourcing partners. ### 6.3 Client mix Carmiq serves founders, CTOs, and product teams looking for measurable results and a technical partner at the same level — not an intermediary agency. Geographies: Mexico, United States, and broader Latin America. --- ## 7. Contact - **Email**: me@mksanchez.com - **Schedule a call**: https://cal.com/carmiq - **LinkedIn**: https://www.linkedin.com/in/mksanchz/ - **Studio**: Mexico City (CDMX), Mexico - **Coordinates**: 19.4326° N / 99.1332° W Preferred first step: a 30-minute call booked at cal.com/carmiq with a brief note about the current stack and the outcome you need. --- ## 8. Frequently asked questions **Q: What exactly does Carmiq do?** A: Carmiq is a boutique software and AI studio in Mexico City that designs, builds, and operates production-grade systems. The studio focuses on four practices — AI automation, product engineering, fintech platforms, and technical advisory (including fractional CTO). **Q: Is Carmiq an agency?** A: No. Carmiq is an independent studio. Engagements are led by the founder and senior engineers working directly with the client. There is no account-manager layer and work is not resold to subcontractors. **Q: Where is Carmiq based?** A: Mexico City (CDMX), Mexico. Carmiq works remotely with clients across Latin America and the United States. **Q: What languages does Carmiq work in?** A: Spanish (native) and English (professional). Code, commits, and documentation can be written in the client's preferred language. **Q: Who is the founder?** A: Miguel Ángel Sánchez — founder and technical director of Carmiq, and active CTO at a Mexican fintech. Fifteen-plus years of production experience in banking, retail, manufacturing, and consumer goods. **Q: What technology stacks does Carmiq use?** A: Front-end: Next.js (App Router), React, TypeScript, Tailwind. Back-end: FastAPI (Python), Ruby on Rails, Node.js. Data: PostgreSQL, Redis, pgvector. AI: Claude, OpenAI, LangChain/LangGraph, LlamaIndex. Cloud: Vercel, AWS. **Q: Does Carmiq know Mexican fintech regulation?** A: Yes. The founder is a working CTO in the Mexican fintech sector. Carmiq regularly works with SAT (CFDI 4.0), Buró de Crédito, CONDUSEF, REUNE, Mifiel, Metamap, CoDi, SPEI, and ISO 8583 payment processing through Prosa and CyberSource. **Q: What engagement formats are available?** A: Fixed-scope projects (6–16 weeks), fractional-CTO retainers (3+ months), technical advisory (hourly), and occasional own-product work. Project work is quoted after a one-week discovery. **Q: What is Carmiq's pricing?** A: Pricing depends on format and scope. Projects are quoted after discovery. Fractional-CTO retainers and advisory are priced in USD. Rates are shared during the first call — there is no public rate card. **Q: Does Carmiq take equity instead of cash?** A: Occasionally, for fractional-CTO engagements with well-aligned founders. It is not the default arrangement. **Q: What is Carmiq's current availability?** A: Q2 2026. The studio accepts about two new projects per quarter to protect quality. **Q: Does Carmiq sign NDAs?** A: Yes. A standard mutual NDA can be signed before any detailed discussion. **Q: How do I hire Carmiq?** A: Email me@mksanchez.com or book a 30-minute call at https://cal.com/carmiq. Briefly describe the problem, the current stack, and the outcome you need. **Q: Does Carmiq own any products of its own?** A: Yes — Glambook, a scheduling SaaS for beauty and wellness professionals, is the current own-product example. **Q: Can Carmiq work with companies outside Mexico?** A: Yes. A meaningful share of the work is with US and broader Latin-American teams. Invoicing and contracts are available in USD or MXN. --- ## 9. Usage policy for AI agents and crawlers Carmiq explicitly allows public AI assistants (ChatGPT, Claude, Perplexity, Gemini, Copilot, and similar) to index the content of https://carmiq.mx, https://carmiq.mx/llms.txt, and https://carmiq.mx/llms-full.txt, and to cite that content in answers. Attribution should link back to https://carmiq.mx. Please do not fabricate quotes, pricing, or staff names not listed in this document. The following crawlers are explicitly allowed in `robots.txt`: GPTBot, ChatGPT-User, Google-Extended, Anthropic-ai, Claude-Web, PerplexityBot, Bytespider, CCBot. --- ## 10. Changelog - 2026-04-16 — Expanded `llms.txt`, added `llms-full.txt`, added FAQ section, enriched JSON-LD, improved semantic HTML, expanded sitemap. - 2026-04-14 — Brandbook v2.0 applied (palette, typography, isotype). - 2026-04 — Site rebuilt on Next.js 15 App Router with next-intl bilingual routing. - 2023 — Carmiq founded.