Intelligenceas Craft.Built in Mexico.
Carmiq is a software and artificial intelligence studio. We build systems that run in production, not demos. Clear architecture, auditable code, documented decisions.
We build software like one builds an instrument. Every technical decision leaves a mark on how the system feels ten months later.
Services
What we doAutomation with judgment
We identify where AI truly adds value — and where it doesn’t. We build agents, internal copilots, and RAG pipelines that reduce repetitive work without replacing human judgment where it matters. Auditable, measurable, maintainable.
Product engineering
Web, mobile, and backend end-to-end, with native integrations into the Mexican ecosystem: SAT, CFDI, Credit Bureau, Mifiel, Metamap, CoDi, CONDUSEF. Clear APIs, fast interfaces, databases designed to scale.
Fintech platforms
Credit origination, scoring, collections, KYC, payment gateways. Deep knowledge of the Mexican regulatory ecosystem: Bureau, CONDUSEF, REUNE, ISO8583, Prosa, CyberSource. Built by an active CTO in the sector.
Technical advisory
Strategic guidance for founders and teams. Architecture, hiring, technical due diligence, platform decisions. Fractional CTO for startups that don’t yet need a full-time one.
Selected work
Featured projectsHow we work
Our methodTechnical discovery
One week. We map existing systems, identify real risks, and define success metrics before proposing architecture.
System design
Architecture document with justified decisions, evaluated alternatives, estimated costs, and a plan with measurable sprints.
Iterative build
Two-week cycles with real demos, not decks. Code in your repository from day one. Tests and observability included.
Delivery and operations
Handoff with runbooks, training, and a support period. Or we operate it for you if that’s what you need.
A deliberately small practice. Deep by craft, not by size.
Founder / CTOCDMX — MXMiguel Ángel Sánchez
Founder · Technical DirectorActive CTO at a Mexican fintech. Over fifteen years building production platforms for banking, retail, manufacturing, and consumer goods.
Carmiq serves founders, CTOs, and product teams looking for measurable results and a technical partner at the same level — not an intermediary agency.